Are you putting off needed dental work because of the high cost of treatment? If you wait until pain drives you to the dentist, you will usually find the condition worse the cost of treatment  much more expensive. The answer is an HMO dental insurance plan. These plans are very affordable starting at $12.00 per month and have no waiting period. This means that you can make an appointment on the day the plan goes into effect. Stop dealing with pain and get the treatment you need with a good dental HMO insurance plan