Medicare Insurance Plans

Find Medicare Insurance Plans in Florida

Navigating the complexities of Medicare can be daunting, but our team is here to help.

Whether you’re in retirement paradise in Miami or enjoying the cultural scene in Tampa, we offer Medicare supplement, Advantage, and Prescription Drug plans to ensure that seniors across Florida have access to quality healthcare coverage.

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Navigating Medicare in Florida: Your Comprehensive Guide

Are you approaching retirement age or currently enrolled in Medicare and seeking clarity on your coverage options? Look no further than Florida Health Insurance Advisors for expert guidance and personalized Medicare solutions tailored to meet your needs in the Sunshine State.

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With years of experience serving Medicare beneficiaries in Florida, we have the knowledge and expertise to guide you through the enrollment process and answer any questions you may have about Medicare Parts A, B, C, and D.

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Personalized Service

We understand that every individual’s healthcare needs are unique. That’s why we take the time to listen to your concerns and preferences and tailor a Medicare plan that meets your specific requirements.

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Local Focus

As a local agency serving communities across Florida, we have a deep understanding of the healthcare landscape in the state and can provide insights and recommendations tailored to your local area.

Understanding Medicare

Medicare is a federal health insurance program designed to provide coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities or specific health conditions. The program consists of several parts, each offering different types of coverage:

  • Medicare Part A
    Hospital Insurance, covering inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services.

  • Medicare Part B
    Medical Insurance, covering outpatient care, doctor visits, preventive services, and durable medical equipment.

  • Medicare Part C (Medicare Advantage)
    All-in-one alternative to Original Medicare (Parts A and B), offered by private insurance companies and often including additional benefits such as prescription drug coverage (Part D), dental, vision, and fitness benefits.

  • Medicare Part D
    Prescription Drug Coverage, providing assistance with the cost of prescription medications through private insurance plans approved by Medicare.

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Our team of dedicated Medicare professionals works with individuals and families across Florida, from Miami to Tallahassee, Jacksonville to Tampa to Fort Myers, and everywhere in between.

If you have questions, would like more information, or a no-obligation quote, please call us at: (888) 267-2656, or email us at:

How do I apply for Medicare?

You are automatically enrolled in Part A when you turn 65, but you must apply for Part B, and you can do so by using this online link.

Must I also apply for Medicare Part B at the same time?

No because there is a cost to Medicare part B you do not need to enroll in Part B at the same time, however if you wait to enroll you may be assessed a late penalty when you do enroll.

When can I sign up for Medicare Supplement or Advantage Plan?

You can apply three months before your 65th birthday, the month of your birthday, and three months after your birthday. Also, you can sign up during the annual open enrollment period which runs from Oct. 15th to Dec. 7th each year

How much is Medicare Part D (MAPD plans)?

Typically Part D runs $40 per month, however if you wait to enroll in a part D plan when eligible, you will be charged a penalty for each month you delay

How do I know which Medicare Part D plan to enroll in?

You should enroll in a Medicare Part D plan that has the best coverage for your particular prescriptions. To find out which plan is best for you, you can visit at this link: where you can enter the names of your medications and find out which plan is best for you.

What is the Part A deductible?

The current Part A deductible is $1340 per benefit period which covers the first 61 days of hospital confinement.

Why should I enroll in a Medicare Advantage plan?

Most Medicare Advantage plans offer Zero premiums and act just like the health insurance plans that people under 65 are covered by, however Advantage plans also offer extras such as, gym memberships, discounts on hearing aids, even transportation to and from the doctor

What is the difference between a Medicare supplement and an Advantage plan?

A Medicare Supplement pays what traditional Medicare does not such as deductibles, coinsurance, etc.

An Advantage plan works just like a regular health insurance plan with co-pays for doctor visits, labs, and prescription medications.

A supplement has a monthly premium based on age and an Advantage plan typically has a zero premium.

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