QSEHRA

QSEHRA for Florida Businesses

The Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) is a flexible, tax-advantaged benefit tailored for small businesses in Florida.

It allows employers to reimburse employees for individual health insurance premiums and eligible medical expenses, providing an innovative alternative to traditional group health plans.

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Serving small businesses throughout the state of Florida.

Our priority is to provide straightforward, transparent, and budget-friendly insurance options that meet your specific requirements.

Our mission is centered around delivering premium insurance solutions and unmatched customer support. Small businesses often face significant challenges in securing group health insurance that’s both affordable and comprehensive.

  • Cost Efficiency: a flexible alternative to traditional group plans.

  • Tax Benefits: Reimbursements are typically tax-free for both employers and employees.

  • Customizable Plans: Tailor benefits to fit the unique needs of your workforce.

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QSEHRA Benefits

Affordable, flexible, tax‐free reimbursements designed for Florida’s small businesses.

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Simple Setup

Streamlined plan design, employee enrollment, and compliant reimbursement processes.

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Local Expertise

Personalized guidance and compliance assurance from Florida Health Insurance Advisors—from Tallahassee to Miami.

How to Get Started

Starting your QSEHRA journey with Florida Health Insurance Advisors is simple:

  • 1

    Contact Us: schedule a consultation to discuss your business needs.

  • 2

    Plan Customization: work with our experts to design a QSEHRA plan that fits your budget and your employees’ needs.

  • 3

    Employee Orientation: let us help educate your team on the benefits and usage of QSEHRA.

  • 4

    Launch & Support: begin offering tax-advantaged health reimbursements while enjoying ongoing support and compliance monitoring.

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Understanding QSEHRA

Florida Health Insurance Advisors is proud to offer QSEHRA—a Qualified Small Employer Health Reimbursement Arrangement—designed specifically for small businesses in Florida.

Together, we can empower your business with custom, affordable health reimbursement benefits.

  • Benefits for Florida Employers
    Experience predictable costs and increased employee satisfaction with our QSEHRA plan, which delivers affordable, tailored health benefits designed specifically for small Florida businesses.

  • How QSEHRA Works
    Our straightforward, step-by-step process guides you from plan design through employee enrollment to compliant reimbursement, ensuring a smooth and efficient implementation.

  • Why Choose Us?
    Leveraging local expertise and personalized support, we deliver comprehensive QSEHRA solutions that simplify administration and give your business a competitive edge in the Florida market.

  • Eligibility & Requirements
    Ideal for employers with fewer than 50 full-time employees, our QSEHRA plans require individual health insurance coverage and meticulous documentation to meet IRS guidelines.

Pam has been fabulous in helping us to navigate the insurance minefield. Despite our company starting out with only a small handful of participants, she has been with us every step of the way and never treated us any differently. As we have grown, Pam has helped us to offer multiple local and national insurance plan options to our staff and their families, and it’s still just as easy as day one. I highly recommend Florida Health Insurance Advisors to anyone looking for an agent.
RenosiMatthew, RENOSI, Inc.
I appreciate the customer service that Florida Health Insurance Advisors rep, Pam has given us. Every time I ask a question she is prompt to answer and always makes sure we understand the process. Thank you Pam.
HindsightSarah R., Hindsight

We have been working with Florida Health Insurance Advisors for several years. They have been invaluable in helping us set up medical and dental coverage for our group plan. Specifically, Pam’s customer service is simply incredible. She always responds to my calls and emails on the same day and usually within an hour. We wouldn’t consider working with anyone else for our insurance needs.

Benefits of a QSEHRA in Florida

Win/Win

Tailored Solutions, Local Expertise

By choosing QSEHRA with Florida Health Insurance Advisors, you’re not just offering health benefits—you’re investing in the well-being of your employees and the future success of your business. Our tailored QSEHRA solutions empower your team with quality health care options while providing you with predictable costs and a streamlined, compliant process.

With our expert guidance, every element—from designing reimbursement limits to managing employee enrollment and ensuring ongoing regulatory compliance—is crafted to enhance both employee satisfaction and your competitive edge in Florida’s vibrant market.

Contact us today for a personalized consultation and discover how our comprehensive QSEHRA solutions can make a lasting difference.

FAQs

If you have questions, would like more information, or a no-obligation quote, please call us at: (888) 267-2656, or email us at: info@myfloridhia.com or click here for a free quote.

Our team of dedicated professionals works with small & medium businesses across Florida, from Tallahassee to Miami, Jacksonville to Tampa to Fort Myers, and everywhere in between.

What exactly is QSEHRA?

QSEHRA stands for Qualified Small Employer Health Reimbursement Arrangement. It allows small employers to reimburse employees for health insurance premiums and medical expenses on a tax-advantaged basis.

Who is eligible for QSEHRA?

Typically, businesses with fewer than 50 full-time employees qualify. Employees must also be enrolled in individual health insurance plans.

What are the tax benefits of using QSEHRA?

Both employers and employees can benefit from tax-free reimbursements, reducing overall costs while providing valuable health benefits.

How does QSEHRA differ from traditional group health insurance?

Unlike group plans, QSEHRA gives employees the flexibility to choose their own insurance while allowing employers to control reimbursement amounts and reduce administrative burdens.

Can I customize the reimbursement amounts?

Yes, as an employer, you set the reimbursement limits based on what works best for your business and budget.

How do I enroll in a QSEHRA plan?

Simply contact Florida Health Insurance Advisors for a consultation. We’ll guide you through plan design, employee enrollment, and compliance processes.

What support do I get after implementing QSEHRA?

We offer ongoing compliance monitoring, regular updates on regulatory changes, and continuous customer support to ensure your plan’s success.

Does QSEHRA work for all types of health expenses?

QSEHRA is designed primarily for individual health insurance premiums and qualifying medical expenses. Specific eligible expenses are defined by IRS guidelines.

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