Florida Health Insurance Advisors
Florida Medicare AEP 2025: Your 10‑Step Checklist for Oct 15–Dec 7
If you’re on Medicare in Florida, the Annual Enrollment Period (AEP) runs from October 15 to December 7, 2025. This is your once‑a‑year window to change Medicare Advantage and Part D prescription drug plans for coverage starting January 1, 2026. Use this simple, Florida‑focused checklist to make confident choices and avoid costly surprises. Who this guide is for Current Medicare beneficiaries in Florida (Original Medicare + Part D or Medicare Advantage) Floridians helping a parent, spouse, or friend with Medicare decisions Those newly eligible for Medicare who want to understand AEP versus other enrollment windows The 10‑step AEP checklist for [...]
A new poll from the Kaiser Family Foundation shows that 78% of adults support extending the enhanced tax credits for ACA Marketplace insurance. With the recent government shutdown, many are advocating for continued support to make healthcare more accessible. Do you believe extending these credits will improve healthcare affordability for more Americans? Share your thoughts! #Healthcare #ACA #HealthSupport
U.S. companies are facing the largest health insurance cost hikes in over a decade, with projections of a 9-10% increase in 2026. This surge, driven by higher hospital prices, increased service use, and costly medications, impacts both employers and employees. Many are adjusting plans, but costs are often passed down through higher premiums and out-of-pocket expenses. Staying ahead of these trends is crucial for managing healthcare budgets effectively. Are you prepared for the upcoming insurance cost shifts.
AI Will Soon Have a Say in Approving or Denying Medicare Treatments
Taking a page from the private insurance industry’s playbook, the Trump administration will launch a program next year to find out how much money an artificial intelligence algorithm could save the federal government by denying care to Medicare patients. The pilot program, designed to weed out wasteful, “low-value” services, amounts to a federal expansion of an unpopular process called prior authorization, which requires patients or someone on their medical team to seek insurance approval before proceeding with certain procedures, tests, and prescriptions. It will affect Medicare patients, and the doctors and hospitals who care for them, in Arizona, Ohio, Oklahoma, [...]
United Healthcare To Stop Selling Medicare Advantage Plans In 109 Counties
NEW YORK, Oct 1 (Reuters) - UnitedHealth said it will stop offering Medicare Advantage plans in 109 U.S. counties in 2026, impacting 180,000 members, as the company balances higher costs with reimbursement pressure in the insurance program. "The combination of (Centers for Medicare and Medicaid Services) funding cuts, rising healthcare costs and increased utilization have created headwinds that no organization can ignore," said Bobby Hunter, who runs the company's government programs.
Medicare Advantage enrollment is poised to fall for the first time in nearly two decades, according to the Centers for Medicare & Medicaid Services. The agency estimates that enrollment in the program will be 34 million in 2025 – marking less than half of all seniors — down from nearly 35 million this year, according to projections from health insurers.
Obamacare Premiums To Rise as Much as 75%
Obamacare premiums will rise as much as 75% during the upcoming open enrollment. The reasons is because the insurance carriers have requested as much as 15% and the enhanced premium tax credits added during covid 19 will expire at the end of this year. These actions will force millions of Americans to choose new more affordable medical plans.
Federal Judge Blocks Some Obamacare Changes
A federal judge paused portions of the U.S. Department of Health and Human Services' planned regulatory changes to the Affordable Care Act's health insurance marketplace on Friday, just days before they were due to take effect. U.S. District Judge Brendan Hurson in Baltimore in his ruling sided with a challenge brought by the city of Chicago, the mayor and city council of Baltimore and public health advocates. They said the changes would result in more than 2 million people losing their health insurance coverage by increasing fees and imposing other barriers.
Aetna To Exit Florida Individual Market
Aetna has announced that they will be leaving the Florida individual health insurance market effective Dec. 31st. Anyone currently covered by an Aetna individual health insurance plan will need to enroll in a new insurance plan during the upcoming open enrollment period.