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Obamacare

April 1, 2021|

The federal marketplace has been updated to reflect the increased subsidies provided by the American Recovery Act. If you currently have an Obamacare plan, you must update your information on healthcare.gov in order to receive the higher subsidies.

The American Recovery Act

March 11, 2021|

The American Recovery Act passed by congress increases the tax subsidies available to individuals who purchase their health insurance from one of the health insurance exchanges.  This provision will lower the cost of health insurance to millions of individuals and families who purchase private insurance.

Health Insurance Tax Credit

March 1, 2021|

The health insurance tax credit you qualify for is based on the number of dependents on the your tax return, not the number of people applying for coverage. An example would be a single mom with two kids covered by Florida's Kidcare program. When she enrolls in a health insurance plan through Healthcare.gov, when will qualify for a tax credit based on a family of three not one. Make sure you are receiving the full tax credit you deserve.

Cigna Healthcare

August 22, 2020|

Cigna Healthcare has announced that they are expanding their individual health insurance footprint in Florida. Right now their plans are only available in Palm Beach and Collier counties but for open enrollment this year they will also be available in Orange, Lake, Seminole, Osceola, Broward, Martin, St. Lucie, and Indian River counties. Cigna offers affordable PPO plans with strong networks and outstanding benefits.

Health Insurance Rebates

August 11, 2020|

In the next few weeks you may be receiving a rebate from your health insurance carrier as required by the Affordable Care Act. The A.C.A. requires insurers to spend at least 85% of their revenues on medical expenses, any amount under that must be returned to their inured customers. If you are an employer and do receive a rebate, you must either return it to your employees who are on your group health plan or use it to lower premium.

Florida Blue

June 3, 2020|

Florida Blue has announced that they are allowing their member groups to add a lower cost plan to their current group offering. Also, they are allowing employees who did not enroll when they were eligible to sign up now.

Molina Healthcare

May 6, 2020|

Molina Healthcare will now cover Corona virus antibody testing at no cost to the insured. The test must be FDA approved and administered by a medical professional. Molina offers individual health plans that are available on Healthcare.gov.

Beware The Scammers Are Out In Force

March 26, 2020|

Many people are losing their company health insurance and are scrambling to find affordable health insurance. Please be aware that there are only two ways to get true health insurance outside of the annual open enrollment. One is to obtain coverage through Healthcare.gov. ( you have 30 days from the date you lose other coverage ), the other is to purchase a short term plan that will cover you until you go back to work or obtain group health insurance. If someone offers you "healthcare" or "health savings" etc., these are not true health insurance plans and could leave you [...]

Obamacare

March 31, 2019|

The Trump administration's Justice dept. has filed a brief in Federal Court asking that the whole of Obamacare be struck down as unconstitutional. Although they are unlikely to be successful, if they were, it would be a major upending of healthcare in America. Gone would be protections for those with pre-existing conditions, plans would no longer offer things like maternity coverage, mental health, and wellness benefits. Also, Medicaid expansion would be stricken  which now covers people in 33 states. And, without a plan to replace Obamacare, insurance coverage to over 200 million Americans would be disrupted.

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